Last updated: [insert date]

1. Acceptance of terms

By accessing or using the website operated by Keystone Rendex ("we", "us", "our") or any associated tools, content, or services (collectively, the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not access or use the Service.

2. Description of the service

Keystone Rendex provides AI-driven data analysis, research tools, and decision-support materials intended to help individual users review and interpret information relevant to investment decisions. The Service is informational and analytical in nature. It does not constitute financial advice, a recommendation to buy or sell any security, or a substitute for professional financial, tax, or legal advice.

3. No investment advice

Nothing provided through the Service should be construed as personalised investment advice. Keystone Rendex is not a registered investment adviser, broker-dealer, or financial institution unless explicitly stated otherwise. Any outputs, scores, models, or analyses are generated algorithmically and may contain errors, omissions, or limitations. You are solely responsible for any decisions made using information obtained from the Service.

4. Risk disclosure

All forms of investing carry risk, including the potential loss of principal. Past performance of any model, strategy, or asset is not indicative of future results. Keystone Rendex makes no guarantee, express or implied, regarding the accuracy, completeness, or reliability of any analysis, forecast, or output generated by the Service. You acknowledge that capital allocated based on information from the Service is subject to market risk.

5. Eligibility and accounts

You must be of legal age in your jurisdiction to use the Service. If an account is required, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to provide accurate information and to notify us promptly of any unauthorised use of your account.

6. Subscription, fees, and billing

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and cancellation terms will be presented to you at the point of purchase. Unless otherwise stated, fees are non-refundable except where required by applicable law. We reserve the right to modify pricing with reasonable advance notice.

7. Acceptable use

You agree not to: (a) reverse-engineer, decompile, or attempt to extract the underlying models or source code of the Service; (b) use the Service for any unlawful purpose; (c) interfere with or disrupt the integrity or performance of the Service; (d) resell, sublicense, or redistribute the Service without our written consent; or (e) use automated means to scrape or extract data from the Service without authorisation.

8. Intellectual property

All content, software, trademarks, and materials associated with the Service are the property of Keystone Rendex or its licensors and are protected by applicable intellectual property laws. Your use of the Service does not grant you any ownership rights in this material. You retain ownership of any data or content you submit, subject to the licence you grant us to operate the Service as described in our Privacy Policy.

9. Third-party data and links

The Service may incorporate or link to data, tools, or content from third-party sources. We do not control and are not responsible for the accuracy, legality, or availability of third-party content. Inclusion of any third-party link does not imply endorsement.

10. Disclaimer of warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free.

11. Limitation of liability

To the maximum extent permitted by applicable law, Keystone Rendex and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment capital, arising out of or related to your use of the Service, even if advised of the possibility of such damages. Our total aggregate liability arising from these Terms shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.

12. Indemnification

You agree to indemnify and hold harmless Keystone Rendex and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, your breach of these Terms, or your violation of any applicable law or third-party right.

13. Suspension and termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may discontinue use of the Service at any time. Provisions that by their nature should survive termination will survive, including intellectual property, disclaimers, and limitation of liability clauses.

14. Changes to the Service and these Terms

We may update, modify, or discontinue any part of the Service at our discretion. We may also revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing law

These Terms shall be governed by and construed in accordance with the laws of [insert jurisdiction], without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [insert jurisdiction].

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms may be directed to us via the contact details provided on our Contact page.